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What is Zip Pay?

Zip Pay is a safe, interest free always* payment solution that allows you to buy now, and pay later in flexible installments that suit your lifestyle. Once approved, you’ll receive a digital wallet up to $1,000 that can be used instore and online at Fantastic Furniture (or at any other Zip Pay retailer). 

How Does it Work?

Find an item

Find an item you love,
and select Zip Pay
at checkout.


Sign up

Newbie? Sign up to
Zip Pay online.


Complete your order

Complete your order.
Zip Pay will take care of
the bill - so you have
nothing to pay today!


Enjoy flexibility

Enjoy full payment
flexibility (min. $40 per
month).


What do I need?

●    Your employment details 
●    Your residential details 
●    Your online banking login to verify your income 
●    Your passport or driver license.


The important stuff

There is no establishment fee, and you’ll never be charged interest on a purchase.
Regular repayments are taken automatically via direct debit – you can set these to suit your lifestyle, provided you meet the monthly minimum of $40.

Minimum monthly repayments are required. A monthly account fee of $9.95 applies. This fee is waived each month you pay your statement closing balance, in full, before the due date. Available to approved applicants only. T&Cs apply.

The payment arrangement is made with Zip Pay. Should you need to return an item (meeting our return policy), you are eligible for a refund to your Zip Pay account.

*Zip Pay - Minimum monthly repayments are required. A monthly account fee of $9.95 applies and is subject to change. Pay your closing balance in full by the due date each month and we’ll waive the fee. Available to approved applicants only and subject to completion of satisfactory credit check. Other charges may be payable. Fees and charges subject to change. T&Cs apply.


Apply Now

Terms & Conditions