Zip Money

What is Zip Money?

Zip Money is a simple and convenient payment solution that allows you to buy now and pay later! On approval, you’ll receive a personalised Zip Money account that you can use online or in-store at Fantastic Furniture (or at any other Zip Money retailer). For your purchases at Fantastic Furniture, you pay nothing today and have up to 12 Months Interest free terms available.^

With Flexible repayments terms available to give you more control or equal monthly installments to avoid interest; Zip Money is the way to pay for your next step in life, every step of the way.

How Does it Work?

Find an item you love,
and select Zip Money
at checkout.

Complete a quick
application and get a
decision straight away!

Pay for the item with
your new digital wallet.

That’s it! Enjoy your
new purchase and pay
us over time.

Important - Please Note

To qualify for Zip Money you must meet the following criteria.

●   Be at least 18 years old.
●   Be an Australian citizen or Permanent Resident.
●   Have your own email address and phone number.
●   Be employed in some capacity (Certain pensions may also be accepted).
●   Have a good credit history.
●   Have your own valid and verifiable email address and mobile number.

The Important Stuff

Zip Money offers credit limits between $1000 and $8,000 to approved applicants only. Depending on your credit limit, you may be charged a one-off establishment fee outlined to you on application. All purchases carry an interest-free period, as outlined in your contract, after which your outstanding balance will accumulate interest at the standard annual rate, currently 25.9%. A $9.95 monthly Account fee applies, while you have an outstanding balance.

^Available to approved applicants only and subject to completion of satisfactory credit check. Minimum monthly repayments are required. Paying only the minimum monthly repayment amount will generally not repay the purchase within the interest free period. A monthly account fee of $9.95 will also apply and a one-off establishment fee may apply for new customers. Any balance outstanding at the expiry of the interest free period will be charged at the standard variable interest rate of 25.9% per annum as at 1 June 2023. Other charges may be payable, see T&Cs. Interest, fees and charges are subject to change. Terms & Conditions apply and are available on application. See your contract for further details. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence Number 441878).