Important - Please Note
To qualify for Zip Money you must meet the following criteria.
● Be at least 18 years old.
● Be an Australian citizen or Permanent Resident.
● Have your own email address and phone number.
● Be employed in some capacity (Certain pensions may also be accepted).
● Have a good credit history.
● Have your own valid and verifiable email address and mobile number.
The Important Stuff
Zip Money offers credit limits between $1000 and $8,000 to approved applicants only. Depending on your credit limit, you may be charged a one-off establishment fee outlined to you on application. All purchases carry an interest-free period, as outlined in your contract, after which your outstanding balance will accumulate interest at the standard annual rate, currently 25.9%. A $9.95 monthly Account fee applies, while you have an outstanding balance.
^Available to approved applicants only and subject to completion of satisfactory credit check. Minimum monthly repayments are required. Paying only the minimum monthly repayment amount will generally not repay the purchase within the interest free period. A monthly account fee of $9.95 will also apply and a one-off establishment fee may apply for new customers. Any balance outstanding at the expiry of the interest free period will be charged at the standard variable interest rate of 25.9% per annum as at 1 June 2023. Other charges may be payable, see T&Cs. Interest, fees and charges are subject to change. Terms & Conditions apply and are available on application. See your contract for further details. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence Number 441878).
