Latitude Terms & Conditions

Latitude Interest Free - Available In Store Only

Minimum Monthly Interest-Free Payment Plan

Plan Term(s): 3, 6, 12, 18 and 24 months

*T&Cs, fees and charges apply. Approved customers only. Monthly account service fee $10.95 applies (subject to change). If there is an outstanding balance after the interest free period ends, interest will be charged; currently at 26.99% p.a. (subject to change). Minimum spend applies to different plan term(s): minimum spend $150 for 3 months, $300 for 6 months, $1000 for 12 months, $1500 for 18 months and $2000 for 24 months. Interest may also apply to other credit card transactions or if you do not comply with the T&Cs. Conditions of use set the T&Cs of the Latitude Gem Visa. Minimum monthly payments must be made during the promotional period (exact amounts specified in your statement). Paying only the minimum monthly payment will not pay out the purchase before the end of the plan. Credit provided by Latitude Finance Australia ABN 42 008 583 588 Australian Credit Licence number 392145.

Equal Monthly Interest Free Payment Plan

Plan Term(s): 3, 18 and 24 months.

*T&Cs, fees and charges apply. Approved customers only. Monthly account service fee $10.95 applies (subject to change). If there is an outstanding balance after the interest free period ends, interest will be charged; currently at 26.99% p.a. (subject to change). Minimum spend applies to different plan term(s): minimum spend $150 for 3 months, $300 for 6 months, $1000 for 12 months, $1500 for 18 months and $2000 for 24 months. Interest may also apply to other credit card transactions or if you do not comply with the T&C’s. Conditions of use set the T&Cs of the Latitude Gem Visa. Equal monthly instalments (Instalment Interest Free Promotion) must be made during the promotional period (exact amounts specified in your statement).

If you fail to make your minimum monthly payment for two consecutive months, you agree that your equal monthly payment plans (Instalment Interest Free Promotion) with a term of fewer than 33 months will change into a minimum monthly payment plan (Interest Free Promotion) for the remaining duration of the initial plan term. Credit provided by Latitude Finance Australia ABN 42 008 583 588 Australian Credit Licence number 392145.